Credelit
Infrastructure for construction lending

Faster loan applications, clearer draws, less administrative weight.

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Manage construction loan in one dashboard

Manage construction loan in one dashboard

Process drawdowns smarter

Process drawdowns smarter

Access more qualified loan applications

Reduce risk with audit ready infrastructure

Access more qualified loan applications

Reduce risk with audit ready infrastructure

Why Credelit

Construction Loan Lifecycle
In One Dashboard

From capital request to final payout, manage the entire construction loan lifecycle with institutional-grade transparency.

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Origination & Underwriting

Standardized, AI-vetted deal flow and structured data rooms for rapid, institutional-grade credit evaluation.

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Closing & Activation

Multi-sign digital contract execution and immediate activation of audit-ready loan facilities.

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Draw Management

Reduced risk draw management via verified inspections, and transparent principal recoupment tracking.

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Fewer administrative tasks

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Improved quality of loan applications

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Real Estate Developers

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Fewer administrative tasks

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Real Estate Developers

Supported by

Smart Autmoations

AI‑Powered Workflows & Drawdown Management

Credelit uses smart automations to support lenders and developers throughout the construction finance lifecycle. From initial loan applications to every draw request, intelligent automation reduces manual effort, surfaces risk earlier, and keeps projects moving without sacrificing oversight.

About us Visual
About us Visual

Intelligent Loan Status Tracking

Mitigate risk with automated loan status, sign-offs and drawdown tracking.

Intelligent Loan Status Tracking

Mitigate risk with automated loan status, sign-offs and drawdown tracking.

Intelligent Loan Status Tracking

Mitigate risk with automated loan status, sign-offs and drawdown tracking.

Signed

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3 singed

2 pending approval

Total loan documents: 5

Multi-party Signatures

Execute multi-party signatures, manage required signatories, and monitor real-time approval status.

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3 singed

2 pending approval

Total loan documents: 5

Multi-party Signatures

Execute multi-party signatures, manage required signatories, and monitor real-time approval status.

Drawdown 4

7 Sept 2029

Roof Structure

$29 500.00

Roof Sheeting

$56 450.00

Total

$85 950.00

Review Documents

Reject

Approve

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Smart Draws Approval

All draw evidence and site inspections verified and in place

AI-Assisted Document Review

Loan Application Overview

Project Title: Northside Residential Phase II
Risk Rating: Moderate (B)

Executive Summary: AI analysis of the submitted 48-page dossier confirms all primary documentation is present. The cost calculation aligns with current market benchmarks for the residential sector. Capital stack is verified with a 35% equity contribution.

Loan-to-Cost (LTC): 65%
Zoning Status: Verified & Permitted
Developer: Grade-A (Previous 4 successful exits)
Pre-sale Velocity: 18% (Target: 20%)

Action Required (Risk Flags):

  • Verification Needed: The Environmental Impact Study expires in 30 days; verify renewal status before first drawdown.

  • Anomalous Data: Earthworks cost-per-sqm is 12% higher than the regional average; suggest technical audit of the soil report.

Loan Application Overview

Project Title: Northside Residential Phase II
Risk Rating: Moderate (B)

Executive Summary: AI analysis of the submitted 48-page dossier confirms all primary documentation is present. The cost calculation aligns with current market benchmarks for the residential sector. Capital stack is verified with a 35% equity contribution.

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Loan-to-Cost (LTC): 65%
Zoning Status: Verified & Permitted
Developer: Grade-A (Previous 4 successful exits)
Pre-sale Velocity: 18% (Target: 20%)

Action Required (Risk Flags):

  • Verification Needed: The Environmental Impact Study expires in 30 days; verify renewal status before first drawdown.

  • Anomalous Data: Earthworks cost-per-sqm is 12% higher than the regional average; suggest technical audit of the soil report.

Drawdown 4

7 Sept 2029

Roof Structure

$29 500.00

Roof Sheeting

$56 450.00

Total

$85 950.00

Review Documents

Reject

Approve

Cursor

Smart Draws Approval

All draw evidence and site inspections verified and in place

Drawdown 4

7 Sept 2029

Roof Structure

$29 500.00

Roof Sheeting

$56 450.00

Total

$85 950.00

Review Documents

Reject

Approve

Cursor

Smart Draws Approval

All draw evidence and site inspections verified and in place

All in one place

Real Estate Developers & Lenders

Credelit simplifies construction finance for both sides of the deal, Lenders and Developers reducing friction, improving visibility, and keeping projects moving from application to final draw and repayment.

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One Application. Multiple Lenders.

Submit your construction loan application once and reach multiple lenders, without re‑entering data or reformatting documents.

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One Application. Multiple Lenders.

Automate repetitive tasks with intelligent rules that adapt to your workflow.

02

Faster Drawdowns, Fewer Delays

Submit draw requests digitally with clear budgets, progress evidence, and supporting documents—so approvals move faster.

03

Clear Progress & Funding Visibility

Track construction progress, approved budgets, and draw status in one place.

05

Bank-Level Security

Your data is protected with encrypted infrastructure designed for reliability, privacy, and trust.

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Fast, Frictionless Setup

Start using Saaset in minutes with an onboarding experience designed for absolute simplicity.

Our Team

Built by People Who Understand Construction Finance

Built by People Who Understand Construction Finance

Credelit is built by a team with hands‑on experience in construction lending, real estate development, and financial technology. We understand the operational complexity behind every construction loan. From application and approval through drawdowns and project delivery.

About us Visual
About us Visual
  • Testimonial Image

    Krzysztof Kiezun

    Founder, CEO

    Krzysztof is an experienced construction and infrastructure leader with over 16 years of experience spanning entrepreneurial ventures and senior roles within global organisations. He has delivered complex, high‑value projects across regulated environments, including work with companies such as BHP, Woodside, LG, and Skytower.

  • Testimonial Image

    Divgun Singh

    Co-Founder, CTO

    Divgun is a seasoned software engineer with over 10 years of experience building and leading high‑performing engineering teams across the financial and healthcare technology sectors. He has contributed to and led software development initiatives for organisations including Medibank, as well as blockchain ecosystems such as Polkadot and XRPL.

Our focus is simple: build infrastructure that works for both lenders and developers, without forcing either side to change how they operate.

Testimonial Image

Krzysztof Kiezun

Founder, CEO

Krzysztof is an experienced construction and infrastructure leader with over 16 years of experience spanning entrepreneurial ventures and senior roles within global organisations. He has delivered complex, high‑value projects across regulated environments, including work with companies such as BHP, Woodside, LG, and Skytower.

Testimonial Image

Divgun Singh

Co-Founder, CTO

Divgun is a seasoned software engineer with over 10 years of experience building and leading high‑performing engineering teams across the financial and healthcare technology sectors. He has contributed to and led software development initiatives for organisations including Medibank, as well as blockchain ecosystems such as Polkadot and XRPL.

Testimonial Image

Divgun Singh

Co-Founder, CTO

Divgun is a seasoned software engineer with over 10 years of experience building and leading high‑performing engineering teams across the financial and healthcare technology sectors. He has contributed to and led software development initiatives for organisations including Medibank, as well as blockchain ecosystems such as Polkadot and XRPL.

FAQ

Questions? Answers!

Bring clarity and speed to your construction lending

Explore how Credelit streamlines construction loan management. Book a no‑obligation demo with one of our consultants.

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